I have to tell you that a man I recently met has been going through the same thing and I have to commend him for believing that since his wife hasn't worked that she won't be able to fend for herself. I have news for you, she will be just fine and it isn't right that you spend your life with someone who is willing to suck you dry and then she'll dump you as soon as she can. I have seen this happen and the poor man who had a conscience and was so worried about her just got taken really badly. So, I would suggest you start looking into what your rights are and get credit cards put in your name only and start protecting yourself financially and emotionally. A therapist would probably help you too. Isn't it amazing how we get ourselves into these situations? Just don't waste too many years of your life in it. Do something right now. You sound like you have a conscience and will do right by your children and that is also very important at this time.