I'm free, I'm free
I finally left on March 29th, been so busy I haven't been on the site until the last few days handing out advice. So here I am, I moved back into my condo, I've tried to sell it since 9/06, it's now listed as a short sale at $79,000 (I paid $126k). So many condo for sale and many problems in my community.
I took a new job when I moved back (I lived in the Tampa Bay area and moved back to Orlando, FL) and I lasted 2 weeks, starting over as a hair stylist with no client base in this economy is tough. So I went back to my former company but they put me in a different salon location so it's still starting over. Now I can't pay the mortgage. My association fee went up, we had a assessment on top of that and with the 1st and 2nd mortgage I am paying over $1300 month for a 658 sq ft apt that would rent for $750 tops. In addition, after I moved out the husband came to my house in the middle of the night while I was sleeping and took the car he bought me after we married. He has his own car and drives a police cruiser so he didn't need the car, we had agreed to give me two months and I would get my own loan and buy the car from him. He wanted me to sign divorce papers immediately after I moved out. I told him I needed some time, I was moving, and commuting 2 hours to work for the last week and I felt we both needed some time to adjust. He was pissed so he took the car (it was in his name and he was paying the payment and insurance). So I bought a car, and had to write a credit card check for the down payment, and he now has the car sitting in his driveway and he has to sell it. What exactly do you thing the point was of that? Control and vindictiveness, definately not love. The mortgage company is willing to work with me but there are major structural defects on the property from water intrusion resutling in costly repairs and the city of Orlando wanting to condemn some buildings. The complex is 8 years old!!!! We have a lawsuit against the developer, and the assessment covers that and construction that is going on now. I guarantee this is only the beginning of many assessements.
The lawyer I contacted says that I am in a good position to file banckrupcy, foreclose, and walk away. I could rent cheaper, or move somewhere else and open my job search out of this area. I had a good job in Tampa Bay with great clients that I left because I could not afford rent and the mortgage, and now I can't afford to pay the mortgage anyway. The lawyer also said that I could get rehabilitative alimony but the legal costs would probably outweigh the money I would get. I have already signed for a uncontested divorce. We have no children (thank God), no credit cards together or bank account, we kept everything seperate so it will be an easy divorce.
It seems wrong though that I left my job, my home, my friends, even gave up my cat during the marriage, and yes it was my decision to leave, but now that I moved back to my home I have changed jobs twice (and still looking for another to make more money) am struggling to pay bills and will lose my home. The most amazing thing is though, that I am FINALLY HAPPY and although all these terrible things are happening, I am excited for the future, because I can go anywhere and do anything that I want. It feels great to be free again.
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by
islandgal
54 Posts
Posted on
5/17/2008 9:16 AM
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