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Marriage or Divorce For Health Coverage 

I've been sitting here this morning, reading an article about couples who have their decisions to marry or divorce influenced by health insurance.  I know it sounds aweful and seems like it cheapens marriage or that it's cheating the system to divorce for health coverage, but don't judge until you've been there.  One of the couples interviewed lives in Noblesville, just 45 minutes away from me.

 

One of my biggest concerns when deciding to divorce was the fact that I was self-employed and would be without health insurance.  I've let health concerns go for a very long time now, and now I've got a lot to deal with.  I was in so much pain that last October I was unable to keep my daycare open any more.  I found out I have rheumatoid arthritis, fibromyalgia, and cronic fatigue syndrome.  I am taking probably $700-$1000 a month in medication that makes me dizzy, sick to my stomach, and even more fatigued. 

 

Financially, I'm a mess.  I'm living on a shoestring that is too little to meet up the ends.  In Indiana to get help with health costs, as a single mom I can only earn $260 a month.  Yeah.  I know.  Barely pays the utilities in the summer, won't pay them in the winter.

 

Would I consider marrying for health insurance?  Maybe.  I can't say I'd rule it out.  I prolonged my divorce to keep it.  If I were in a life threatening situation and that were the only way to get the care I needed and be here for my kids?  You bet I would marry or prolong divorce.

by Dorene-Page  208 Posts 

Posted on 8/13/2008 11:27 AM
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Tags: marriage , divorce , health insurance
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Comments for "Marriage or Divorce For Health Coverage"  (2) (You must be logged in to answer)




Thank you.  It's not that I have any prospects for marriage.  I just understand why people do it or prolong divorce. 

I don't blame you for not wanting to stay married.  I can't believe attornies didn't want to help you!
by Dorene-Page   208 Posts
Posted on 8/13/2008 12:00 PM
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I stretched my divorce out for 19 months because of health insurance issues. I am really healthy but older. I know I will need some medical help eventually. I will still have to cover about 10 months of insurance before I can get on medicare. I'm okay for now and I am paying for cobra health insurance on my own. But I allowed for all of this in my property settlement and the alimony I live on.
I had trouble finding an atty. to take my divorce. One my age and the other health insurance. So was I supose to stay with someone who comitted bigamy and only wanted me around to handle the bills and the farm that was going to make as much as his 401K? I don't think so. By delaying my divorce I saved myself about half what my atty. charged me.
I can see why you would need to marry or prolong your divorce for the health insurance. I have some of the same problems and then some every time I try to take any medicine. You are in a bad position. I hope things work our for you.
I will keep you in my prays
Take care
by trisha9054   2107 Posts
Posted on 8/13/2008 11:43 AM
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