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Ok first, you won't have any rights to his settlement money, regardless if you are married at the time it comes through. It isn't "income".
It depends on what state you live in if his adultry has any bearing on your divorce or not, If you live in a state that has no-fault divorce grounds - it won't make any difference if he slept with and fathered children with every woman in your zip code - the distribution of assets will still be the same. What his visitation rights will be has very little to do with how much he sees the kids now - he will still have the right to up to 50% of time with them if he chooses to fight for it. since you were the homemaker, you will be entitled to some spousal support for a period of time until you can support yourself.
If I were you, I'd start socking away some of the grocery money and other cash that you can just in case you end up needing an attorney if he takes off on you.I'm a family law attorney
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