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  Posted to group - Money matters    <<Previous    Next>>

feeling guilty about this

although i am still in the deciding stage, being the one who initiated the divorce option, i am getting nervous about the financial aspects of this process. i have a feeling that divorce is imminent and that i probably will decide to leave my husband. after three years of working really hard at my job and him not working at all and living off of my support i am wondering how much longer i should continue to let him use my money. this is the way it has been since we have been married and this is one of the core issues of my unhappiness with him. he has taken advantage of me and my hard earned money for too long and has done too little to deserve it . he has earned next to nothing at a couple of odd jobs, but has done as little as possible and has failed to support me in any other areas of my life, emotionally and otherwise. i even payed for him to go through school even though he didn't even finish.

 

i just left last night to stay with my grandmother and everyone is urging me not to let him have any more of my money and to cut him off immediately. he is a sponge but is too proud to admit he is dependant on me financially. i don't expect him to ask for much or say much about it if i decide to do that, but i feel really guilty about leaving him with nothing.

 

i have a savings account with $1600 in my name only. i just deposited my most recent paycheck in our joint account and payed the rent for this month even though i am not staying there now. there won't be much left after that check clears and i get groceries and stuff that i need. all of my stuff is there but my clothes, but i will probably be moving out soon. shoud i tell him that i plan on opening my own account when i get my next paycheck and that he should start looking for a job? we paid first and last on our apartment so besides the bills he will be able to stay for at least two months from today while he gets on his feet.

 

and should i pay this months utilities too for him and give him gas money? i doubt he will have a job in time to take care of that stuff this month, but after this next paycheck i want to cut him off from my money.

 

he is perfectly capable and able of finding a decent job. he just hasn't wanted to because i support him. i know i need to start saving more and plan for myself financially and he is a huge drain on my funds because he spends money left and right all over the place on stupid little purchases he doesn't need but doesn't make anything at all... it all adds up and i am tired of seeing his atm transactions on my bank account statements! arrrrgggghhhh!!!!!

 

what should i do?


by erin_is_me    17 Posts   
Posted on 7/8/2008 6:00 PM    
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Answers for "feeling guilty about this"  (8) (You must be logged in to answer)




You are generous. As long as your name is on the lease I would pay HALF of rent and utilities and have your name removed from those accounts as soon as he found a job. Wait till he finds a job though. Go and get your own account or he will spend up everything you deposite into your joint account and there is no gaurantees he will pay any bills with that cash either. Take care of your money and credit. Cancel anything joint even a stupid blockbuster video account. You never know when he is going to get mad and it don't take much to get into trouble.
Good luck
by Branny   723 Posts
Posted on 7/9/2008 3:57 PM
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we're here for you to vent to anytime during all of this - keep us posted
by spaznskitz   2776 Posts
Posted on 7/9/2008 3:43 PM
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yeah i kind of brought that up - though not in the same words - last night when i talked to him. he said he understands where i am coming from, but that we just want different things in life... also that this is not our only problem and that him getting a job isn't going to solve all of our problems because i don't want to support his goals, etc. the real question is whether i really want to be with him or not, and he doesn't think i do. he has alluded to the fact that he knows i could be happier on my own without him. i don't know... i hate to admit when he is right.

regardless of all the other issues though, i told him that i am going to start a new account with my next paycheck and that i will give him some money if he needs it for the bills this next month, but that he needs to get a job because he needs to start taking responsibility for himself and make his own money so i can take care of myself and start planning for my future... especially if we end up being separated for a month or more after this - the plan was two weeks, but it will probably be more. anyway he told me that he will find a job  and that if that is what i want i need to get all my stuff moved out because he does not want to stay in that apartment - even though it is really nice and dirt cheap for our area... whatever. we'll see if he even starts looking, but i guess i have some more serious thinking to do about what i really want.

bleh... at least i know i have some time to think about this before i can file. i don't expect him to get a job immediately and will wait until he does if i do make that decision.
by erin_is_me   17 Posts
Posted on 7/9/2008 10:22 AM
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you know - he can be like everyone else - work a real job and take vacations to go paint and eat berries...lol
by spaznskitz   2776 Posts
Posted on 7/9/2008 12:37 AM
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thank you for the advice... i hadn't thought of that at all. i don't know if he would stoop so low as to even ask for alimony or spousal support, but i guess i should make sure of all that before i make my final decision and file. better safe than sorry...

i am going to have one last final talk with him about this. i think i am finally ready to make an ultimatum and demand that he starts acting like a mature responsible adult. if he really wants to make this work like he says he will get a full time job asap and start showing me that he has some motivation and can take the initiative and will acually follow through with all his empty talk. i am thinking that we will seperate for a month and i will get my own bank account - i will give him enough for bills and gas and maybe some groceries if he needs it in this next month - and if he doesn't have a full time job and i don't start seeing some changes by then i am cutting him off completely and he is going to have to get one anyway - he is only screwing himself if he continues to put it off and procrastinate. does that sound like a good idea?
by erin_is_me   17 Posts
Posted on 7/9/2008 12:11 AM
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