Should I Divorce?

I have been married for 10 years to a man who is self-employed.  His financila dealings haven alsways been keprt from me.  Over the course of the 10 years he has borrowed money from my dad and has yet to pay it back (going on 8 years), went through inheritance money left to me by my mother wihtou my knoweldge until I recieved the bank statement (I trusted him to put his name on the account), has filed ch 13 bankruptcy to save his house (I am not part of this), borrowed money from his children, neighbors, and church members.  He has no credit and the vehicle he drives is titled in my name  because he couldn't get a loan.  I have to remind him monthly to give me he truck payment and insurance for it.  He has gottne into trouble for writing bad checks and is being sued by a few customers for money taken for work not done.  I have no idea what his finances are, what his business is worth ( is making payments on tax liens) or how much money he actually has availabl e to him.  He has no creidt and I pay his health insurance. I have been moved out for alomst 10 months now, but can't bring myself to get a divorce becasue I feel I am hurting someone who loves me.  I have given him a list of guidelines to wrok on that would lead to us reconciling, but he hasn't acted on any of them.  They include sitting down and explaining/apologizing to my dad for not paying him back and ging to counseling.  My friends and family suppor tme with going ahead with the divorce, but I feel he won't have anything or anyone if I leave.   Should I divorce him or hang in there to see if his situtation will improve? 

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